Terms & Conditions

Welcome to zulmareyo.com (the "Site"), owned and operated by Zulma Reyo ("we," "us," "our"). By accessing or using this Site, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the Site.

1. Use of the Site

You may browse and use this Site for personal, non-commercial purposes. You agree not to:

• Use the Site in any way that violates applicable law or regulation
• Attempt to gain unauthorized access to any part of the Site or its systems
• Copy, reproduce, distribute, or create derivative works from Site content without permission
• Use automated tools (bots, scrapers) to access or extract content from the Site

2. Intellectual Property

All content on this Site — including text, blog posts, book excerpts, images, graphics, logos, and design elements — is the property of Zulma Reyo unless otherwise credited, and is protected by copyright and other intellectual property laws. You may not reproduce, republish, or use this content without prior written permission, except for brief quotations with proper attribution as permitted under fair use.

3. Books & Resources

References or links to books, courses, or resources on this Site may direct you to third-party retailers or platforms (e.g., Amazon, Substack). We are not responsible for the content, policies, or transactions on those third-party sites.

4. Newsletter & Subscriptions

If you subscribe to our newsletter, your subscription is processed through Substack. Your use of the subscription feature is also subject to Substack's own Terms of Service and Privacy Policy, in addition to our Privacy Policy.

5. Third-Party Links

This Site may contain links to third-party websites (social media, retailers, resources). We do not control and are not responsible for the content or practices of any linked third-party sites.

6. Disclaimer

The content on this Site is provided for informational and creative purposes only. It is not intended as professional, medical, legal, or financial advice. Use of any information on this Site is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Zulma Reyo shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this Site.

8. Changes to These Terms

We may update these Terms & Conditions from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of [YOUR STATE/COUNTRY], without regard to conflict of law principles.

10. Contact

Questions about these Terms can be sent to: hello@zulma-reyo.com